Kibbey Wagner Injury & Car Accident Lawyers | December 12, 2024 | Car Accidents

How to File a Car Accident Claim With Allstate

Allstate Insurance Company is one of the largest automobile insurance providers in the United States. If you are in a car crash in Palm Beach Gardens, you may need to file a car accident claim with Allstate. If so, it is good to know how to file claims with Allstate and how an experienced car accident lawyer can help.

Contacting Allstate to File a Car Accident Claim

Allstate has a claims website to make filing claims after car accidents more convenient. You can also call the company at 1-800-ALLSTATE (1-800-255-7828) to file a car accident claim with the Allstate Claims Department.

You will need basic information when filing an accident claim. The information should be on the crash report completed by the police officer at the accident scene. For car crashes in Florida, you can purchase a copy of the car accident report online through the FLHSMV crash report portal.

Basic information Allstate may request includes:

  • Your name, address, and contact information
  • The location, time, and date of the car accident
  • The names and contact information of other parties involved in the car accident
  • The names and contact information for vehicle owners, if the owners were not driving the vehicle
  • The name and policy number for the insured party
  • A description of the vehicles involved in the car crash

Do not worry if you don’t have all the above information. Generally, Allstate can locate the policy and take your claim with some basic information. If you are filing a claim against the other driver’s insurance policy, the other driver may have reported the accident to their insurance provider before you contacted the company.

What Happens When You File a Car Accident Claim With Allstate?

When you file a claim with an insurance company, the company gives the claim to one of its insurance adjusters (also known as claims adjusters). The adjuster investigates the accident to determine if the insurance company is liable for economic and non-economic damages.

If the adjuster determines the insurance company is liable for damages, they may make a settlement offer. Typically, an insurance company’s initial offer is lower than the value of the damages.

The Settlement Process

Allstate does not make money paying large claims. Therefore, the adjuster tries to settle claims for the lowest amount. The adjuster makes a quick offer before you realize the extent of your injuries and the value of your damages.

When you accept a settlement offer, it ends your claim. Allstate will prepare a settlement agreement for you to sign. The agreement includes a waiver of all liability. In other words, you give up your right to file a lawsuit or pursue another claim related to the car accident.

Before accepting an Allstate statement offer, you may want to talk with a car accident lawyer. An attorney can review your case and advise you whether the car accident settlement is fair.

Tips for Receiving a Fair Car Accident Settlement With Allstate

Seeking prompt legal advice from an experienced personal injury lawyer can make a significant difference in the outcome of your case. In addition to working with an attorney, you can take other steps to improve your chances of receiving a fair settlement from Allstate.

Things to do after a car accident in Palm Beach Gardens include:

  • Call 911 to report the car accident. Having an official police report is in your best interest.
  • If it is safe to do so, take photographs of the accident scene, ask witnesses for their contact details, and make a video of the scene with your cell phone.
  • Do not admit fault or apologize for the accident. Allstate may try to shift the blame to you, even if you are not at fault.
  • Stick to the facts when talking with the police. Do not make assumptions about fault.
  • Seek immediate medical attention after an accident. Delays in medical care can hurt your case.
  • Do not agree to provide a recorded or written statement to Allstate.
  • Be cautious when speaking with Allstate. The company records most telephone calls.
  • Document your damages by keeping detailed records of your financial losses and injuries.

One of the best ways to improve your chances of receiving a fair settlement from Allstate is to allow an experienced attorney to handle your claim. An attorney prioritizes your best interests and protects your rights against unfair and bad-faith insurance practices.

A Palm Beach Gardens Car Accident Lawyer Can Help You File a Claim With Allstate

Dealing directly with Allstate might not be in your best interest. Allstate has a team of professionals working to protect it from liability. The company has endless resources to investigate and fight car accident claims. Without an attorney, you do not have the same level of legal expertise or resources to pursue a claim.

If you were injured in a car accident, schedule a free consultation with our Palm Beach Gardens car accident attorneys.

Contact Kibbey Wagner Injury & Car Accident Lawyers For Help Today

For more information, please contact the Stuart, Port St. Lucie, or Palm Beach Gardens personal injury law firm of Kibbey Wagner Injury & Car Accident Lawyers to schedule a free consultation today.

We proudly serve Martin County,  St. Lucie County, Palm Beach County, and its surrounding areas in Florida:

Kibbey Wagner Injury & Car Accident Lawyers Stuart
73 SW Flagler Ave
Stuart, FL 34994
(772) 444-7000

Kibbey Wagner Injury & Car Accident Lawyers Port St. Lucie
1100 SW St. Lucie West Blvd. Ste 202
Port St Lucie, FL 34986
(772) 247-3374

Kibbey Wagner Injury & Car Accident Lawyers Palm Beach Gardens
300 Avenue of the Champions Ste 220
Palm Beach Gardens, FL 33418
(561) 944-4000