Despite being required to carry auto insurance, unfortunately, not all drivers comply. If you were hurt in an accident with an uninsured driver in Stuart, FL, we can help.
Our Stuart uninsured motorist claims lawyers have been helping accident injury victims win significant financial awards for over a decade. We have 80 years of combined experience and have recovered over $200 million for our clients. We can make the claims process go more smoothly so that you can focus on your health.
Reach out to Kibbey Wagner Injury & Car Accident Lawyers to help you pursue the compensation you need to recover from your injuries. Your first consultation is absolutely free, and you don’t pay any attorney’s fees unless we secure a financial award for you. Call us today at (772) 444-7000.
How Kibbey Wagner Injury & Car Accident Lawyers Can Help After an Accident With an Uninsured Motorist in Stuart, FL
When you’ve been in an accident, getting compensated for your injuries is difficult enough, but when it involves an uninsured driver, it can be even more complicated.
At Kibbey Wagner Injury & Car Accident Lawyers, our Stuart personal injury lawyers are prepared to lead you through this challenging legal situation. Florida insurance laws can be confusing, and it takes a skilled and knowledgeable lawyer to apply the law to the facts of your case.
When you engage our Stuart car accident attorneys to represent you in your uninsured motorist claim, we will get started on the following:
- Investigating your accident to understand what happened
- Determining liability
- Calculating your damages
- Examining your insurance policy and considering all sources of compensation
- Negotiating with the insurance company and other parties to maximize your settlement
If the insurance companies don’t offer a fair settlement, we’re not afraid to take them to court and represent you at trial.
Our attorneys have been recognized by The National Trial Lawyers, Super Lawyers, and other respectable legal organizations. Let us put our experience to work for you. Call our law office in Stuart, Florida, today to schedule a free consultation.
How Do I Get Compensation if I’m Injured in an Accident Caused by an Uninsured Driver?
Florida is designated as a “no-fault” state for car insurance. Under this system, individuals must claim compensation through their own insurance for medical costs and other losses after an accident, regardless of fault. Florida law requires drivers to have personal injury protection (PIP) insurance, covering 80% of necessary medical bills and 60% of lost wages.
Should your injuries be severe or your expenses surpass your PIP coverage, you could pursue compensation from the at-fault party. This becomes complicated, however, when dealing with an uninsured driver, which is unfortunately fairly common in Florida. Over 15% of Florida drivers lack insurance, and bodily injury liability coverage isn’t required.
Yet, if you have uninsured motorist coverage in your policy, it generally covers:
- Medical expenses
- Lost wages and diminished future earning capacity
- Pain and suffering
Navigating these claims requires skilled legal support. If you’re facing issues from an accident with an uninsured driver, we’re here to handle the legal matters for you, allowing you to concentrate on your recovery.
What If I’m Partially To Blame for the Accident?
Assessing fault in some accidents can be challenging. Florida adheres to a modified comparative negligence rule, which means your compensation can be reduced by your percentage of fault.
For instance, if you are awarded $100,000 in damages but are found to be 25% at fault, your compensation would decrease to $75,000. Conversely, being 51% or more to blame disqualifies you from receiving any compensation.
Insurance companies may attempt to attribute a higher degree of blame to victims to lower their payouts using the formula above. Our experienced attorneys know all the tactics insurance companies use to take advantage of injured victims. We are committed to safeguarding your rights and working to secure full compensation for you.
What Is the Statute of Limitations for a Car Accident Lawsuit in Florida?
If the compensation you receive from your uninsured motorist coverage isn’t enough to cover your medical bills and other damages, you still have the option to take legal action against the uninsured driver.
In Florida, you generally have two years from the date of the accident to file a personal injury lawsuit. However, there are some exceptions, so it’s best to contact an experienced car accident lawyer in Stuart for help.
Call Our Stuart Uninsured Motorist Claims Attorneys for a Free Consultation
If you’ve sustained injuries in an accident caused by an uninsured driver, handling the resulting medical expenses can be overwhelming.
The Stuart personal injury attorneys at Kibbey Wagner Injury & Car Accident Lawyers are prepared to assist you through these challenges. We will clarify your insurance options and determine who is potentially responsible for your injuries.
Contact us for a free consultation to alleviate your concerns immediately. There is no risk involved in reaching out, and with our contingency fee arrangement, you pay nothing unless we obtain compensation on your behalf.
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