It’s an unfortunate reality that not all drivers are insured. If you’ve been in an accident with an uninsured driver, our Palm Beach Gardens uninsured motorist claims lawyers at Kibbey Wagner Injury & Car Accident Lawyers are here to help you deal with the claims process and ease your concerns.
With decades of experience, we’ve fought tirelessly for the rights of accident victims, securing significant financial awards through dedicated legal representation.
If you’ve been in an accident with an uninsured driver in Palm Beach Gardens, FL, having a skilled and motivated attorney on your side can make all the difference in securing the compensation you need. Just contact our law offices in Palm Beach Gardens, Florida at (561) 944-4000 to schedule a free consultation today.
How Palm Beach Personal Injury Lawyers Can Help if You’ve Been Injured in an Accident With an Uninsured Motorist
Securing compensation for injuries after an accident is already challenging, but when the other driver is uninsured, it becomes even more complicated.
Our Palm Beach Gardens car accident lawyers in are here to assist you in navigating this challenging process. Florida’s car insurance laws are complex, and determining liability requires both experience and persistence.
When you choose Kibbey Wagner Injury & Car Accident Lawyers, we will assist you by:
- Conducting a thorough investigation of your accident
- Identifying the at-fault party
- Evaluating your total damages
- Reviewing your insurance coverage to explore compensation options
- Handling all negotiations
Our thorough preparation ensures we’re ready to counter any efforts by insurance companies to downplay your injuries or deny your claim. We are dedicated to protecting your interests here in Palm Beach Gardens, Florida.
How Do I Get Compensation if I’m Injured in an Accident Caused by an Uninsured Driver?
Florida operates as a “no-fault” car insurance state, which means that after an accident, you must seek compensation through your own insurance for medical expenses and other losses, regardless of who was at fault. State law mandates that Florida drivers carry personal injury protection (PIP) insurance, which covers 80% of necessary medical expenses and 60% of lost income.
If your injuries are serious or your costs exceed your PIP limits, you may have the option to seek damages from the party responsible for the accident. The challenge arises when the at-fault driver is uninsured, a situation that is not uncommon in Florida, where more than 15% of drivers do not have insurance, and liability coverage is not required.
However, if your policy includes uninsured motorist coverage, it typically covers:
- Medical expenses
- Lost wages and diminished future earning capacity
- Pain and suffering
Handling these claims requires experienced legal guidance. If you are dealing with an accident involving an uninsured driver, we’ll manage your case so you can focus on your recovery.
What If I’m Partially To Blame for the Accident?
In some accidents, determining responsibility can be complex. Florida follows a modified comparative negligence system. This means if you are found partially responsible for an accident, the compensation you recover from the at-fault party will be reduced by your percentage of fault.
For example, if you are awarded $100,000 in damages but are found to be 25% at fault, your compensation would be reduced to $75,000. However, if you are found to be at greater fault for the accident (51% or more), you would be ineligible to receive any compensation.
Insurance companies often try to shift more blame onto victims to reduce the payout. Our attorneys are dedicated to defending your rights and ensuring that you are not unfairly held responsible, protecting your right to full compensation.
Call Our Palm Beach Personal Injury Lawyers for Help With Your Uninsured Motorist Claim
If an uninsured driver causes an accident that impacts your life, you may be concerned about how to handle mounting medical bills. The Palm Beach Gardens uninsured motorist claims lawyers at Kibbey Wagner Injury & Car Accident Lawyers are here to help you navigate these challenges. We will explain your insurance coverage and identify who may be responsible for your injuries.
Contact us for a free consultation to begin easing your worries. There’s no risk in reaching out, and our contingency fee structure means you owe us nothing unless we successfully secure compensation for you.
