Car accidents in Port St. Lucie, Florida, are stressful under any circumstances, but when the at-fault driver has no insurance, the situation can feel overwhelming. Many Florida drivers carry uninsured or underinsured motorist coverage, yet insurance companies still resist paying what victims deserve.
Our Port St. Lucie personal injury attorneys at Kibbey Wagner Injury & Car Accident Lawyers bring over 80 years of combined experience and have recovered more than $500 million. If you’ve been injured by an uninsured driver, contact our Port. St. Lucie uninsured motorist claims lawyers for a free consultation.
How Can Kibbey Wagner Injury & Car Accident Lawyers Help After a Car Accident in Port St. Lucie?
Our Port St. Lucie personal injury lawyers know how insurance companies operate. Kibbey Wagner Injury & Car Accident Lawyers protects your rights from the beginning of your claim to the end of the legal process.
You can rely on us to:
- Review your auto insurance policy to determine available uninsured motorist coverage
- Investigate the accident to establish the fault of the uninsured driver
- Collect medical records and bills to document your injuries and expenses
- Handle all negotiations with your insurer to prevent delays or unfair denials
- Pursue a lawsuit if the insurance company refuses to provide fair compensation
By managing these tasks, we reduce your stress and give you the best chance at recovering the money you are entitled to under your policy for an accident with an uninsured driver in Port St. Lucie, FL. Give us a call to get started today with a Port St. Lucie uninsured motorist claims attorney.
What Causes Uninsured Motorist Claims in Port St. Lucie?
Uninsured motorist claims usually arise when the at-fault driver lacks insurance or carries only minimal coverage.
In Port St. Lucie, common situations include:
- Drivers failing to carry any liability insurance despite legal requirements
- Motorists purchasing only the bare minimum coverage that does not fully cover damages
- Hit-and-run drivers who leave the scene and cannot be identified
- Insurance companies disputing coverage or delaying payments under technicalities
These scenarios can leave victims facing medical bills, lost wages, and serious financial hardship. Uninsured motorist coverage exists to protect you from these risks.
What Injuries Commonly Occur in Uninsured Motorist Accidents?
Crashes involving uninsured drivers often cause the same severe injuries seen in other car accidents.
Common injury examples include:
- Whiplash and soft tissue injuries
- Fractures and broken bones
- Traumatic brain injuries
- Spinal cord damage
- Internal organ injuries
- Airbag injuries
These injuries can require long-term treatment and may disrupt your ability to work. Our attorneys fight to ensure you recover the resources needed to cover both immediate and future medical needs.
What Compensation Is Available to Me After an Accident with an Uninsured Motorist?
A successful uninsured motorist claim may provide both economic and non-economic damages.
Economic damages focus on financial losses that can be documented through bills, receipts, and employment records. They restore your ability to meet ongoing financial obligations after a crash.
Examples of economic damages include:
- Medical bills and hospital costs
- Rehabilitation and therapy expenses
- Prescription medications and medical devices
- Lost wages and reduced earning capacity
- Vehicle repair or replacement costs
Non-economic damages address the personal harm caused by an accident. They compensate for the physical pain, emotional strain, and disruption to daily living caused by another driver’s negligence.
Non-economic damages typically include:
- Pain and suffering
- Emotional distress and anxiety
- Scarring or disfigurement
- Loss of enjoyment of life
- Disability
Our attorneys ensure both categories of damages are fully pursued so you are not left covering the financial or emotional costs of an accident caused by an uninsured driver.
How Long Do I Have To File a Lawsuit?
Florida law sets strict deadlines for uninsured motorist claims. In most cases, you must file a personal injury lawsuit within two years of the accident. For wrongful death claims, the statute of limitations is two years from the date of death.
The statute of limitations exists to ensure claims are filed while evidence remains available and reliable. It also protects defendants from being sued decades later when records or witnesses may no longer exist. Acting quickly gives our attorneys the best opportunity to collect police reports, medical records, and witness statements before they are lost.
Contact Our Port St. Lucie Car Accident Lawyers for a Free Consultation
If you were injured by an uninsured or underinsured driver in Port St. Lucie, Kibbey Wagner Injury & Car Accident Lawyers is ready to help. With decades of combined experience, we know how to take on insurers and protect your rights.
Our team understands the stress of dealing with medical bills, lost income, and uncertainty about the future. We provide clear guidance at every stage of the process and build strong cases designed to secure meaningful results.
Contact today at (772) 247-3374 to speak with a Port St. Lucie uninsured motorist claims lawyer and learn how we can help you fight for the compensation you need.
